Your independent homebuying notebook
Cash-to-close worksheet
Add figures from actual quotes, your Loan Estimate and purchase agreement. No average closing-cost percentage is assumed.
Worksheet total
Assumptions to check
Estimated remaining cash = fees + prepaids + escrow + down payment − applicable credits − deposit. Avoid counting an item twice. Not all credits can offset all costs; confirm limits with your lender and closing agent. A negative result requires review, not an assumed refund.